Data Linkage between Markets: Does the Emergence of an Informed Insurer Cause Consumer Harm? by Arina Nikandrova

Join us for another event in the Microeconomics Research Seminar Series, Spring Term 2024.

Arina Nikandrova, from City, University of London, will present their research on Data Linkage between Markets: Does the Emergence of an Informed Insurer Cause Consumer Harm? 

Abstract

A merger of two companies active in seemingly unrelated markets creates data linkage: by operating in a product market, the merged company acquires an informational advantage in an insurance market where companies compete in menus of contracts. In the insurance market, the informed insurer earns rent through cream-skimming. Some of this rent is passed on to consumers in the product market. Overall, the data linkage makes consumers better off when the insurance market is competitive and, under some conditions, even when the insurance market is monopolistic. The role of competitiveness of the product market and the data-sharing requirement are discussed.

This seminar will be held in the Economics Common Room on Monday 18 March 2024 at 1.30pm. This event is open to all levels of study and is also open to the public.

To register your place and gain access to the webinar, please contact the seminar organisers.

This event is part of the Microeconomics Research Seminar Series.