Student route: Your application

The Student Immigration Rules require you to have a specified amount of money for your course fees and living costs when you submit your application and to supply the required evidence.

The money you show as available for living expenses and tuition fees must remain available to you for these purposes so you should only use them to pay course fees or to pay living expenses when you are inside the UK studying. Remember, if you receive a refusal and want to apply again, you will need to be able to show you have these funds on the date you make the new Student route application.

If you are applying outside the UK or you have been living in the UK with Student immigration for less than 12 months, you will need to meet the following requirements:

• Course fees: If you have made any payment(s) to the university toward your fees, the total amount paid must be shown on your CAS. If you have a scholarship from the University of Essex this should be included on your CAS. If you have not paid all the fees you must show you have money to pay the balance of fees plus;
• Living costs: Our campuses are outside London, so the Home Office currently requires you to show you have a minimum of £1,023 per calendar month for each month of your course up to a maximum of nine months. £9,207 is the most you will need to show. If you have paid towards your University accommodation and this is reflected on your CAS, you can deduct a maximum of £1,334 from the total amount you’ll need to have for living costs.
  
  Please note the financial requirements for a successful Student route application will increase in 2025. For applications submitted on or after 2nd January 2025, students will need to show a minimum of £1,136 per month, for study outside of London. £10,224 is the most you will need to show. If you have paid towards your University accommodation and this is reflected on your CAS, you can deduct a maximum of £1,483 from the total amount you'll need to have for living costs. 
  
• Course duration: If your course duration, based on your CAS course dates, includes part of a month it will be rounded up. For example, if your course is 7 months and 2 weeks long, you must show you have enough money for 8 months.

Don’t forget, you will also need additional money to pay the visa application fees and Immigration Health Surcharge, if applicable.

If you are a 'low-risk' applicant (see below for more information), you should obtain the evidence of your money in the format required, but you do not need to include it with your initial application. All other applicants (except those who are exempt from meeting the financial requirements) must include this evidence with their application.

Evidence of your money must meet specific requirements. If it does not, your immigration application is likely to be refused.

If you have already paid money to us for your course fees or accommodation, make sure the information is included in your CAS. If you need payment information updated on your CAS, contact the relevant team with evidence of payments made and ask us to amend it, do not apply until we have let you know it has been updated.

As evidence of your money, you can use any one or more of these forms of evidence provided Home Office definitions and requirements are met:

• personal bank statements
• certificate(s) of deposit
• letter from your bank, or a regulated financial institution
• letter from an official financial sponsor
• letter from a regulated financial institution confirming that you have a loan from the national government, the state or regional government, or a government-sponsored student loan company
• letter from a regulated financial institution confirming that you have a loan that is part of an academic or educational loans scheme
• statements of a passbook from a building society

Read the UKCISA guidance for more information about the exact requirements that apply as well as, the Appendix Finance and Appendix Student Immigration Rules and the Financial requirement caseworkers guidance (.pdf).

Unless you are using a loan letter, your documents must show that the full amount of money that you need has been held in an acceptable account for 28 consecutive days up to the date of the closing balance. The account must not have dropped below the minimum amount that you need to show at any time during the 28 day period. In addition, the final date of this 28 day period must not be more than 31 days before the date that you submit your Student route application.

You may be able to use your parent(s) or legal guardian’s bank account as evidence or; your partner’s if you are applying at the same time as them. However, you will need to supply additional documents that meet the requirements, including evidence of their relationship to you. It is not possible to use the account of another family member or friend. It is important for you to read the UKCISA guidance on using a parent or legal guardian’s funds if this is what you hope to do.

If you have a passport issued by one of the countries or territories listed in Appendix Student of the Immigration Rules you will be treated as a ‘low-risk’ applicant by the Home Office. You should not submit your financial documents, academic or English language qualifications or translations (if applicable) when you submit your Student route application. However, you must ensure that you have this evidence available in the required format and provide it to the Home Office (UKVI) by the deadline given if they request it.

Some of our PhD students require an Academic Technology Approval Scheme (ATAS) clearance certificate, depending on your subject. It usually takes 20 to 30 days to obtain an ATAS certificate from the Foreign, Commonwealth and Development Office (FCDO).

If you are a new Essex student, Admissions will let you know if you need an ATAS when assessing your eligibility for a CAS.

If you need to extend your Student immigration permission to finish your current course, or you have changed course and now require ATAS clearance, you will need to obtain a new ATAS certificate before we can issue you with a CAS.

Visit the FCDO website for more information about ATAS requirements and to apply, and read our ATAS page.

If you're coming to the UK for more than six months and are a resident of any of these listed countries, you are required by the UK government to have a TB test. If your test shows that you don’t have TB, you’ll be given a certificate which is valid for six months from the date of your x-ray. Include this certificate with your UK visa application.

You shouldn’t need a TB certificate if:

• you’ve been in the UK for at least six months and are applying to extend your visa from inside the UK
• you're applying overseas and have lived for at least six months in a country where TB screening isn't required by the UK

Any document not in English or Welsh must be accompanied by an official translation. Read the UKCISA guidance about evidence to find out more.

• The earliest you can apply is 6 months before the start date of your course. For example, if your course start date is 1 October on your CAS, you must not apply before 1 April or your application will be rejected as invalid and;
• Your CAS will be valid for a maximum of 6 months from the date of issue or until it is withdrawn, made obsolete or is used.
• You can only apply in a country where you are resident, you cannot be a visitor.
• A standard application will take a minimum of 15 working days from the date of your biometric appointment, to be considered by a caseworker. This can be significantly longer during busy periods or if additional checks are required so make sure you apply as early as you are able. The university has no influence over this.

Read the UKCISA guidance, 'Applying for a Student visa outside the UK' for more information and guidance and contact their Student advice line or an immigration lawyer if you have any questions.

It’s not always possible for students to make their application inside the UK due to the requirements of the Immigration Rules. Read the UKCISA guidance ‘Can you apply in the UK?' to make sure you can. If you are unsure seek advice from UKCISA’s student advice line or from the Student Union’s SUAdvice service.

• The earliest you can apply in the UK is 3 months before the course start date on your CAS.
• If you will starting a new course you will usually have to have completed the previous course first and there must not be a gap of more than 28 days between the day your current visa expires, and the course start date stated on your CAS.
• You must be able to submit a valid application before your current visa expires.
• A standard application is likely to take up to 8 weeks to be considered by a caseworker. The university has no influence over this.

Read the UKCISA guidance 'Applying for Student permission inside the UK' for more information and guidance.

We recommend you seek immigration guidance and advice from the Student Union’s SUAdvice service who can advise you about making an application inside the UK. They offer workshops and document checking appointments.

If your most recent immigration permission has already expired or you will not be able to apply before it expires, seek immigration advice immediately from SUadvice and contact Admissions if you are due to start a new course or, the International Services team if you are registered and your course has started. Please be aware that you are highly unlikely to be able to remain in the UK to apply and may not be able to study as planned.

If you aren’t eligible to make an application inside the UK, you will need to apply overseas, provided you are eligible.

When you complete your application, it will ask you for the RQF level of the course you are going to be studying and if applicable, for previous study. RQF has replaced NQF. Your CAS statement and previous qualifications may state NQF, the value is the same so for example, if your CAS or qualification states QCF_NQF 7 you should input RQF7.

Make sure your CAS is correct and this is course you wish to study. If it needs amending do not apply, contact the team that issued your CAS (Confirmation of Acceptance for Studies).

If you’re studying for more than 6 months, you’ll be asked to select the location from which you wish to collect your BRP (Biometric Residence Permit) after you’ve arrived in the UK. The location you should select will depend on which campus you’ll be studying at:

• Colchester or Loughton Campus: ACL 2HE557 University of Essex, c/o Tier 4 Compliance Team, Colchester. Please don’t select the University of Essex International College.
• Southend Campus: Southend-on-Sea Post Office, SS1 1LL. Please don’t select the University.

Read our guidance about collecting your BRP when you arrive in the UK.

If you haven’t arranged your accommodation but will be staying in campus accommodation, you can put your campus address. Once you're in the UK and know where you will be living, you will need to tell the Home Office your new address.

The Immigration Health Surcharge (IHS) is a charge required by the UK Government as part of a visa application that is paid directly to the National Health Service (NHS). The NHS provides emergency, primary and secondary care in the UK.

Most students have to pay the Immigration Health Surcharge (IHS) for the whole duration of their visa (including the time before and after a course). You will pay when you make your application unless you’re exempt.

Who has to pay?

You will have to pay the charge:

• if you are applying for a Student visa overseas and your course duration is for more than 6 months
• if you are applying for a Student visa inside the UK, regardless of the length of your course

Exemptions

Student visa applications from British Overseas Territory citizens resident in the Falkland Islands, or UK Government Scholarship students (Chevening, Marshall and Commonwealth) are exempt from paying the charge.

Cost

You can calculate how much you will be expected to pay before you apply by entering the course start and end dates shown on your CAS statement.

The fee for the Immigration Health Surcharge increased in February 2024. Student applicants are currently charged £776 per year (previous fee £470) and for Graduate route and Graduate route dependant applications, the cost increased to £1035 per year (previous fee £624). All immigration applications submitted since 06 February 2024 are subject to the increased charge. UKCISA have provided further information about the price increase on their webpages.

For further guidance about the Immigration Health Surcharge including, who doesn’t have to pay and when you may be eligible for a refund read the government website.

Access to healthcare

Once you have paid the Immigration Health Surcharge (unless you are exempt from paying), you will have access to state emergency and primary healthcare. You will also have access to the same free state hospital secondary care as a UK national, for the duration of your stay in the UK granted by your visa. Make sure you know what you are entitled to and arrange private health insurance to cover any treatment you may have to pay for. Read the NHS information about moving to England for more information.

The University provides advice and guidance about your health and wellbeing and you will have access to many support services whilst you are studying with us. After your arrival in the UK, you should register with a local doctor (also known as a GP or General Practitioner), they will provide you with your NHS number.

Postgraduate Masters (PGT) International Health Bursary

International Health Bursary For Postgraduate taught students starting at Essex in October 2024 or January 2025, we are offering a one-off bursary to contribute to the costs of the Immigration Health Surcharge (IHS), up to the maximum value of £776. Read our fees and funding guidance for further information about this bursary including how to apply.

If you’re applying for permission to stay from inside the UK you can book a workshop and have your documents checked by experts in the Student Union’s, SUAdvice service. More information can be found on the SU website.

Alternatively, you can call the UKCISA student advice line or seek advice from an immigration lawyer.

We are unable to check entry clearance applications and documents for you. You should find all the information you need and answers to your questions within this webpage or on the UKCISA website. You can call the UKCISA student advice line or seek advice from an immigration lawyer if you need to.

If you have a question that is specific to your CAS, your course or studying at Essex you can contact:

• Our Admissions team via our online enquiry form if you are starting a new Essex course, or;
• Our International Services Team via our online enquiry form for current students who are continuing the same course.

Please note, if our advisers can’t answer your enquiry you may be referred to UKCISA or an immigration lawyer.

If you think you have made a small mistake in your application form, you can contact UK Visas and Immigration.

If you are worried that you have made a significant mistake or might not be able to show you meet the requirements or you want to withdraw your application, we recommend you seek immigration advice from an immigration lawyer, UKCISA student advice line or from the Student’s Union’s SUAdvice service if you are applying inside the UK.